Abstract
This article explores the transformative impact of
Artificial Intelligence (AI) in the financial sector, highlighting its various
applications and associated challenges. Through a detailed analysis, key
technologies such as machine learning, computer vision, and natural language
processing are examined, which have revolutionized critical areas such as
customer service, risk management, and financial advising. Although AI has
significantly improved operational efficiency and service personalization, it
also presents important risks and limitations, such as data privacy, lack of
model interpretability, and cybersecurity. Additionally, the article addresses
future forecasts for AI adoption in finance, suggesting that its integration
will continue to expand, driven by technological advances and regulatory
improvements. However, this expansion must be balanced with adequate oversight
to mitigate potential risks and maximize benefits. Overall, this study offers a
balanced view of the opportunities and challenges that AI presents for the
future of global finance.
