Abstract
This article explores the transformative impact of
Artificial Intelligence (AI) in the financial sector, highlighting its various
applications and associated challenges. Through a detailed analysis, key
technologies such as machine learning, computer vision, and natural language processing
are examined, which have revolutionized critical areas such as customer
service, risk management, and financial advising. Although AI has significantly
improved operational efficiency and service personalization, it also presents
important risks and limitations, such as data privacy, lack of model
interpretability, and cybersecurity. Additionally, the article addresses future
forecasts for AI adoption in finance, suggesting that its integration will
continue to expand, driven by technological advances and regulatory
improvements. However, this expansion must be balanced with adequate oversight
to mitigate potential risks and maximize benefits. Overall, this study offers a
balanced view of the opportunities and challenges that AI presents for the future
of global finance.